You're more or less correct.
There's a line between a serious clinical condition that would be better handled under professional help and a milder weakness.
This is particularly noticeable in therapists; I've noticed (and heard several other people mention this, so I'm not talking out of thin air) that among upper middle class people, therapy use can be understood as a trend or cultural behavior rather than a purely medical phenomenon. It's not uncommon, particularly among urbanites with too much money and too little faith and morals, to resort to therapy when faced with any lesser emotional disturbance that they could handle themselves.
With behavior-changing medication this can get even worse, as all of their risky side-effects pile up to ruin the aforementioned therapy-seekers with no moral integrity.
Everyone I know who's involved with psychology or psychanalisis in one way or another brings me bitter memories. My cousin, an emotionally unstable wreck of a woman who only got worse after seeking professional help; my brother, whose extensive university education in Psychology only made him into a rootless hedonist; my mother, who to this day is still proud of her decision to ditch her family so she could live alone and have an easier time fucking her lovers, was almost successful in her bid to drag me into a therapist because I was sad after her decision.